Combine apples, butterscotch morsels, and tapioca in a 1 quart micro proof casserole. Sprinkle lemon juice over the top. Combine flour, sugar, and cinnamon in a small bowl. Cut in butter with a pastry blender or two knives until mixture resembles cornmeal. Sprinkle over top of apple mixture. Cook, uncovered, on bake for 12 minutes, or until hot. Serve warm with heavy cream or ice cream if desired. Yield: 4 servings